Welcome to Credit Advocates of America

Real Results for Consumers

At Credit Advocates of America, we are a newly established nationwide legal authority fiercely committed to delivering real results for consumers wronged by negligent credit bureaus, collection agencies, and other financial entities. Founded by C. Samuel Rael, an attorney with fifty years of hard-hitting legal experience, our organization is dedicated to rectifying the systemic failures that have plagued consumer record-keeping for far too long.

Why Choose Us?

Aggressive Advocacy

We believe that credit bureaus are no longer up to the task of helping consumers fix the mistakes made on their reports. Consumers just want their problems fixed, but these reporting agencies prioritize profit over accuracy. They focus on sales to banks, collection agencies, car dealerships, and other creditors, treating consumers as just numbers

Addressing Critical Errors

Mistakes in background checks sent to employers, landlords, and others authorized to investigate consumers can have dangerous consequences. These errors, often ignored by the bureaus, lead to serious and sometimes life-altering repercussions

Holding Entities Accountable

The Consumer Financial Protection Bureau (CFPB) identifies the number one complaint from consumers as being ignored when they seek to correct these errors. Credit bureaus have been downplaying, denying, and dismissing consumer complaints for years. We ensure they conduct the thorough investigations that the law demands

Empowering Consumers

Despite these challenges, the law has always been on the side of the consumer. Facing multi-billion dollar companies alone can be daunting, but we are organized nationally to fix this serious problem.

No Upfront Fees

No-upfront-fee policy, ensuring consumers are not financially burdened in their fight for justice. Our fees come exclusively from settlements or successful lawsuits against the offending parties. ****

Expert Legal Network

We leverage a powerful network of top-tier legal professionals, renowned for their expertise in consumer protection, to level the playing field against powerful financial entities

Combating Identity Theft

Identity theft has become a significant issue with the rise of data breaches, even within the credit bureaus themselves. When your life is stolen by someone else, the consequences can be devastating. We know every step that has to be taken in law to combat this and are happy to advise and assist you

Our Mission

We understand the devastating impact that erroneous information on credit reports and background checks can have on an individual’s life, Our mission is to arm consumers with the legal tools and aggressive support they need to reclaim control of their financial futures and hold negligent parties accountable.

Credit Advocates of America doesn’t just promise results—we deliver. Our relentless approach ensures that those responsible for consumer harm are brought to justice. It’s time for consumers to take back control and for negligent entities to face the consequences

Take the first step towards reclaiming your financial future. Contact Credit Advocates of America to discuss your issues and learn how we can help you achieve justice and restore your peace of mind

Contact Us Today
Skip to content