Frequently Asked Questions

What is Credit Advocates of America?
Credit Advocates of America is an organization that helps individuals improve their credit health by correcting inaccuracies on credit reports, providing credit education, and offering personalized guidance to improve credit scores.
Credit Advocates of America assists by reviewing your credit reports, identifying and disputing errors, providing advice on improving your credit score, and offering support throughout the process to ensure your credit report is accurate and fair.
Credit Advocates of America can help correct errors such as incorrect personal information, outdated or incorrect account information, erroneous late payments, duplicate accounts, and accounts resulting from identity theft.
The time frame varies depending on the complexity of the issues and the responsiveness of credit bureaus and creditors. Typically, it can take anywhere from 30 to 90 days to see initial results, but ongoing support may be needed for more complex cases.
The cost of Credit Advocates of America’s services can vary. Some advocates charge a flat fee, while others may offer monthly plans. It’s important to understand the fee structure and what services are included before committing.
While Credit Advocates of America can significantly improve your credit report by correcting errors and providing guidance, they cannot guarantee a specific increase in your credit score. The improvement depends on various factors, including your credit behavior.
Yes, Credit Advocates of America can assist victims of identity theft by helping to remove fraudulent accounts and charges from their credit reports and providing guidance on how to prevent future identity theft.
While individuals can dispute errors and work on improving their credit independently, Credit Advocates of America brings expertise, experience, and a structured approach that can save time and increase the chances of successfully resolving issues
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