Supreme Court Rules Federal Government Can Be Sued for Failing to Correct Inaccurate Credit Reports
Recent Supreme Court Decision:
Government Accountability for Credit Report Errors
The U.S. Supreme Court has made a landmark ruling that holds the federal government accountable for inaccuracies in consumer credit reports. In a unanimous decision, the court ruled that the government can be sued for failing to correct erroneous information, as stipulated by the Fair Credit Reporting Act (FCRA).
This decision stems from the case of Reginald Kirtz, who sued the Department of Agriculture after it incorrectly reported to TransUnion that his Rural Housing Service loans were past due. Despite Kirtz’s disputes, the Department failed to correct the error, causing significant harm to his credit report.
The Supreme Court’s ruling in *Dep’t of Agric. Rural Dev. v. Kirtz, U.S., No. 22-846* signifies a critical step towards ensuring that consumers have the right to seek justice and hold the government accountable for mistakes that impact their financial standing.
At Credit Advocates of America, we are dedicated to helping you navigate such complex legal landscapes and ensuring your credit report is accurate and fair. Contact us today to learn how we can assist you in protecting your credit rights.